It's the new year, and it's time to start fresh. To make the most out of your insurance plans this year, here is our insurance checklist for 2021!
Hello readers, and welcome back to the blog! Goodness, it's 2021 already! As much as we were happy to see 2020 go, it's a little wild to think how quickly last year seemed to fly by! From all of us at Abri, we want to wish you a very happy and healthy new year! A new year is so exciting, it means growth, change, and adventure. You might buy a new home, a new car, get married, retire, or finally get the opportunity to take that trip you've been planning for years! We will be here for all of your insurance needs, changes, and upgrades to help support and care for you and your loved ones this year. A new year, in its harsh reality, also means that there is the opportunity to face bad weather, unexpected illness and injury, accidents, and much more. We will also be here to help you with all of your insurance needs to cover and care for all of these situations to keep you and your family as safe and protected as possible!
A new year also means making the most out of each of your insurance plans, and we want to make sure you're getting the most out of what you're paying for every month. To do that, we've created our very own insurance checklist for 2021. We ended 2020 with an end of the year checklist, and now we are kicking off 2021 with a checklist to make this the best year yet!
These are just ten easy steps and ideas to put on your 2021 new year's checklist. They don't even include trips to the gym or cutting carbs! You can even schedule an appointment with us at Abri to make sure all of your insurance policies for your life here in Charleston, South Carolina are all in perfect order. All of us here at Abri want to make sure you have the healthiest and safest new year. So please take this checklist to heart, and please reach out to us right away if you need to change or update your policy in any way. It's better to be prepared now at the beginning of the year before anything happens over the next 12 months ahead of us. We're Abri Insurance and we are here to make sure you have the best coverage for life in the Lowcountry!
No matter if you're enjoying the safer side of vacationing in 2020 or living out your dreams of traveling in your golden years, your beloved RV needs the best insurance possible to keep you and your travel dreams safe.
2020 might not have been the year for vacations, but there have still been some ways to (safely) get out of the house with any real dangers or worries. One of the best ways to travel now is by RV! Thankfully with so many places to drive to in the United States, we have been able to travel and see some of our favorite and new favorite places from the comfort of our own mini living rooms. While some people only use their RVs for vacation purposes and others live in them full time, these vehicles, no matter their size, still need insurance. Do you have the proper coverage or do you have questions about what this coverage can give you? This is what we are going to be discussing in our blog today!
First of all, you might want to know what RV insurance is. It is the agreement you've made with your insurance provider to pay an agreed-upon monthly amount to provide coverage and protection for your RV if damage or harm comes to you, your vehicle, or others. This insurance covers a wide range of vehicles from camper vans to converted buses to your travel campers and motor homes.
Like any other standard insurance that you can buy, you can pick and choose from a variety of coverage plans depending on the size and type of your RV, what you use it for, and more. There are two basic types of RV insurance, one is if you use your RV for recreational use, and the other is when you use your RV as your permanent residence. RV insurance will cover Class A, B, and C vehicles. While this is a plan that you and your insurance agent will pick together, the more you add to your plan to cover your RV, the more expensive it will become. If you have any questions about your RV or your current coverage, please don't hesitate to reach out and talk with us!
As we mentioned above, there are two different types of insurance based on how you use your RV. The first type, Recreational Insurance, is just for those who use their RV for vacation. Full-timers insurance is dedicated to those who live in their RV full time and consider it their permanent residence. Coverage for full-timers is closer to homeowner's insurance if you choose. You can add additional coverage for personal liability and loss assessment. Here are a few things to know about what to expect in your coverage:
What does RV insurance cover? This is a very important question to ask your insurance company when you're in the market. You will be looking at a plan that does multiple things for you!
We mentioned previously that there is an opportunity to add more options and coverage to your RV. We do suggest that when building your plan that you include all the coverage we have listed above. However, when it comes to this next list, it all depends on you, your personal needs, and your insurance agent. Again, please don't hesitate to reach out to us if you'd like to discuss your options or begin creating the perfect plan for your needs.
How is your current RV insurance looking now that you've read this blog? Are you feeling confident about your next trip or are you feeling even more nervous from when you started your research? Don't panic! Now that you know this information, you know what to think about and talk about when you give us a call. We are here for you and your RV, so gas it on up and give us a visit!
We are Abri
We've created this blog to keep our customers and others in the know. When it comes to insurance and keeping people safe, no knowledge should be off limits.